![]() ![]() The Banker is a great option for protecting the Kingdom's treasure from the waves, as well as for stashing coins in preparation for the winter, when the options for generating coins are reduced. When Monarchs lose their Crowns, all coins stored with the Banker will be available for the next Heirs on their respective islands. Kingdom Two Crowns – All coins stored with the Banker are kept when the Monarchs leave the island. Kingdom: New Lands – All coins stored with the Banker are lost forever when the Monarch leaves the island, even if returning to the "same" island later on. Unlike the Gem Keeper, each Banker is rooted to the island he appeared on. ![]() This will work every five days indefinitely by utilizing your earnings from interest alone. Technically speaking if you store at least one hundred coins with the banker, every five days you can refill your coin purse completely. When more than one hundred coins are stored, the interest rate becomes a solid eight coins per day. If at least three, up to one hundred coins are stored, the Banker increases the funds by seven percent (rounded up) per day. If a total of only one or two coins have been deposited, there will be no interest, and that amount won't change with time. Interest earnings are daily and depend on the number of coins stored. There is no limit to the number of coins the Monarch can give to the Banker. If there are more coins in storage than this, the coin pile will not change, even though it looks like there is more space for it to rise. If there are fewer than approximately one hundred coins in the bank, the coin pile will visibly rise or fall while coins are being deposited or withdrawn via the Banker. The player can approximately tell how much money is stored in the town hall/keep by observing the pile of coins inside. Total stored Ī castle keep partially filled with coins. As of the Conquest Update, the Banker no longer stops giving back coins on a day after receiving a deposit. ![]() Kingdom Two Crowns – If the Monarch is carrying gems, withdrawing will probably make the pouch overflow because the Banker does not account for them. The Banker allows unlimited withdrawals and deposits each day, although withdrawals are locked for the day as soon as a deposit of ten coins is made (to reduce frustration from accidentally withdrawing everything the Monarch just deposited). īy standing or walking near the Banker, the Monarch will either withdraw a third of the coins stored or have their coin pouch filled to the top, whichever is smaller. Withdrawals are allowed for Monarchs with at least seven coins in the bank. This can be repeated up to an unknown maximum limit. When given ten coins, he walks over to the castle doorway to visibly deposit them, and will then be ready to pick up more coins. When given fewer than ten coins, the Banker holds onto them, but they are considered as stored. In Norse Lands the Banker's working hours are visibly shorter. The Greed cannot attack him, because he'll never go out during waves, and will promptly take refuge if he sees a counterattack wave approaching during the day.ĭepending on the destruction of portals, on the subsequent Greed waves, and on how long the Kingdom defenses take to defeat those waves, this behavior of the Banker can lead to situations in which Monarchs won't be able to access their bank account for a couple of days. The Banker though will only show up during daytime, going out at dawn, right after the morning bell, and hiding himself again in the building at sunset.īeing out for the entire morning and afternoon, the Banker is accessible for two minutes and forty five seconds (2m 45s) of real life time every normal in-game day. The bank will be available on an island after a town hall is built there. ![]()
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